Kredit Bermasalah UMKM di Sulut Capai 4,32 Persen

Manado-Sulut secara umum masih terlilit masalah kredit. Buktinya, Usaha Mikro Kecil Menengah (UMKM) di Sulut sangat bermasalah. Demikian data yang dibeber Bank Indonesiat selama periode Desember 2009 lalu, Kredit bermasalah UMKM di Sulut mencapai 4,32 persen atau meningkat sebesar Rp 277 miliar dibandingkan tahun sebelumnya yang hanya Rp 216 miliar.

Menurut Kepala BI Manado, Ramlan Ginting, pada wartawan, peningkatan tersebut terutama berasal dari kredit kecil sebesar 5,04 persen pada bulan Desember 2008 yang menjadi 5,85 persen pada bulan Desember tahun 2009 serta kredit menengah yang sebelumnya 1,82 persen menjadi 2,65 persen.

Diungkapkan Ginting, krisis ekonomi yang mendera dunia memberi dampak cukup signifikan pada sektor kecil dan menengah. Kondisi terbalik terjadi pada usaha kecil, dimana kredit bermasalah yang sebelumnya 17, 98 persen pada akhir tahun 2008 membaik menjadi 14,07 persen.

Meski kredit bermasalah mengalami peningkatan, namun kredit ke sektor UMKM di Sulut meningkat seebsar Rp 6,41 trilun pada Desember 2009, dibanding tahun 2008 yang hanya Rp 5,72 triliun. “Peningkatan ini merupakan wujud komitmen perbankan di Sulut untuk terus memberdayakan UMKM,”terangnya. (BR/sulutonline)

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